We are planning to implement a retirement funds management system based on John C. Bogle’s The Little Book of Common Sense Investing. At this point in our lives we are focused on achieving the lowest possible investment costs and market average returns.

To kick this off, and provide annual advice, we are seeking an independent financial advisor. This person must have the expected financial planner certifications, work on a fee only basis, and understand that we will not buy any financial products from them nor retain them to manage assets. We only want to pay for their expert advice. The advisor does not have to be local to Hudson, NY. We are happy with videoconferencing.

Though the Bogle strategy is straight forward, visits to companies like Vanguard and Fidelity reveal a surprising number of choices. These need to be sorted out. In addition, we need to understand better the mechanics of withdrawing money from funds, tax issues, and probably other matters not currently visible to us. Based on our current investment strategy we have a good starting point for the distribution of funds between equities and bonds.

If you meet the minimum requirements set forth in the second paragraph, contact me at mark@markorton.com

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